WEBSITE TERMS & CONDITIONS (Updated)
Last Updated: 08/10/2025
Welcome to LiveLife Financial LLC (“Company”, “We”, “Us”, “Our”). By accessing or using our website, services, products, consultations, programs, or communications (collectively, the “Services”), you agree to these Terms. If you do not agree, do not use our Services.
1) Not Legal, Tax, or Investment Advice
We provide education, consulting, and credit-related services. We are not a law firm, CPA, tax advisor, or broker. Information is educational only.
2) No Guarantee of Results
No promises of specific score increases, deletions, approvals, or funding amounts. Results depend on your participation and history.
3) Client Participation Required
You agree to maintain credit monitoring, respond to document requests, and follow guidance. Lack of participation can affect outcomes and is not grounds for refund.
4) Payments & Billing
Fees may be one-time, monthly, or installment. Missed payments may pause/terminate services. Chargebacks without first attempting resolution may be sent to collections. All payments are final unless stated otherwise in writing.
5) Cancellation Policy
Cancel future services anytime by emailing [email protected]. Past charges for work already performed are not refundable.
6) Compliance
We follow FCRA, CROA, and FDCPA where applicable. We do not engage in illegal activities (CPNs, synthetic identities, fraudulent applications). Requests for illegal activity terminate services.
7) Intellectual Property
All content, systems, and materials are owned by LiveLife Financial LLC. No copying, reselling, or distribution without permission.
8) Limitation of Liability
We are not liable for bureau/lender decisions, credit changes, or losses arising from use of our Services. You use Services at your own risk.
9) Governing Law Arkansas law governs these Terms.
10) Contact
LiveLife Financial LLC
Email: [email protected]
CLIENT SERVICE AGREEMENT (Signature-Ready, Updated)
LiveLife Financial LLC — Client Service Agreement
This Agreement is between LiveLife Financial LLC (“Company”) and the undersigned Client.
1) Scope of Services
Credit report review, dispute assistance, credit building, business credit structuring, funding preparation/consulting, and financial education/coaching.
2) Client Responsibilities
Maintain active credit monitoring, provide documents promptly, avoid new credit applications without consulting Company, follow guidance, and pay on time.
3) Payment Terms
Fees per enrollment. Non-refundable once service has begun.
4) No Guarantee of Specific Results
No guaranteed score changes, deletions, approvals, or funding amounts.
5) Authorization
Client authorizes Company to communicate with bureaus/lenders as applicable and to provide dispute materials and recommendations.
6) Term & Cancellation
Client may cancel future billing anytime by written request to [email protected]. Past payments for completed work are not refundable.
7) Liability
Company is not liable for decisions by bureaus, lenders, banks, or underwriters. Client is responsible for personal financial decisions.